Website Terms of Use
Effective Date: May 1, 2026
Welcome to the AST Defeasance & Rate Cap Advisors website (“Website”). By accessing or using this Website, including any calculators, reports, analytics, tools, forms, or downloadable content, you agree to be bound by these Terms of Use (“Terms”). If you do not agree to these Terms, please do not use the Website.
Informational Purposes Only
All information, calculator outputs, pricing indications, reports, analytics, market commentary, educational materials, and related content provided through this Website are for informational purposes only.
Nothing contained on this Website constitutes:
- Financial advice
- Investment advice
- Legal advice
- Accounting advice
- Tax advice
- Hedging advice
- Executable pricing
- A commitment to transact
- An offer to buy or sell any financial instrument or service
All calculations, estimates, pricing indications, market data, and analytics are approximate estimates only and may differ materially from actual transaction terms, executable pricing, or market conditions.
Users should independently verify all assumptions, calculations, pricing, and transaction terms prior to making any financial or business decisions.
No Client or Advisory Relationship
Use of this Website does not create any advisory, fiduciary, brokerage, legal, consulting, or client relationship between the user and AST Defeasance & Rate Cap Advisors.
Market Data & Calculator Disclaimer
Calculator outputs and market analytics may rely upon assumptions, third-party data, market conventions, estimated volatility assumptions, interest rate curves, and other information that may change at any time without notice.
Pricing, market data, and analytical outputs:
- May be delayed
- May be estimated
- May contain inaccuracies
- May not reflect executable market levels
- May change intraday based on market conditions
AST Defeasance & Rate Cap Advisors makes no representation or warranty regarding the accuracy, completeness, reliability, or suitability of any calculator output or market information.
Proprietary Rights & Restrictions
The calculators, models, analytics, workflows, layouts, methodologies, outputs, pricing frameworks, visualizations, reports, software logic, and related functionality available through this Website constitute proprietary intellectual property of AST Defeasance & Rate Cap Advisors.
Users may not:
- Copy, reproduce, replicate, distribute, publish, reverse engineer, decompile, disassemble, scrape, extract, benchmark, monitor, or otherwise attempt to recreate any calculator, model, pricing engine, methodology, workflow, output structure, or functionality contained on this Website.
- Use automated tools, bots, scripts, crawlers, AI systems, or data extraction methods to access, monitor, copy, harvest, or recreate platform functionality or outputs.
- Use any information, outputs, reports, pricing indications, calculations, or analytics from this Website for the purpose of developing, improving, validating, benchmarking, or operating any competing product or service.
- Reproduce the platform’s functionality, pricing logic, structure, user interface, workflows, or analytical methodologies for commercial purposes.
All rights are strictly reserved. Unauthorized use may result in suspension of access and legal action.
Acceptable Use
Users agree not to:
- Use the Website in violation of any applicable law
- Attempt unauthorized access to systems or data
- Introduce malicious code or disruptive software
- Interfere with Website operations
- Use the Website for unlawful or fraudulent purposes
Third-Party Links & Services
This Website may contain links to third-party websites or services. AST Defeasance & Rate Cap Advisors is not responsible for the content, accuracy, or practices of third-party websites.
Limitation of Liability
To the fullest extent permitted by law, AST Defeasance & Rate Cap Advisors shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or relating to:
- Use of the Website
- Reliance on calculator outputs or analytics
- Market movements
- Inaccurate or incomplete information
- Delays or interruptions in Website functionality
Indemnification
Users agree to indemnify and hold harmless AST Defeasance & Rate Cap Advisors from any claims, losses, damages, liabilities, or expenses arising from misuse of the Website or violation of these Terms.
Modifications
AST Defeasance & Rate Cap Advisors reserves the right to modify these Terms at any time without prior notice.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of New York without regard to conflict of law principles.
Any disputes arising from these Terms or use of the Website shall be resolved exclusively in the state or federal courts located in New York.